Group Credit is responsible for managing the Group’s credit risks and ensuring best practice in quantification, analysis and management of the Group’s credit risks. Along with other head office functions, we form part of the Group's engine, and you could say that our job is to create a platform for the Group’s added value growth. We are also responsible for all of the classification and limit models that the Group's banks use for credit management. The department employs 220 employees who work from offices around Kongens Nytorv in the heart of Copenhagen.