The Group’s resource areas support the business units and help develop business on the Group’s shared platform.
There are eight resource areas, each with several sub-departments.
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Board of Directors Secretariat
- Legal
- Compliance
- Corporate Governance
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Shared Services Centre & Group Business Development
- Service and IT functions
- Product-related functions
- Support for growth strategy through development and operational tasks
- Cross-organisational advisory and product prototypes
- Customer segmentation and research as well as service strategy
- Exchange of best practices across the Group’s branded units
- Marketing
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Group HR
- Competency and management development
- HR policies and health and safety
- HR measurements and key figures
- Organisational development
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Group Communications
- Internal and external communications
- Strategic plans for Group and brand communications
- Press and media relations
- Social media strategy and online communications
- Public affairs, corporate responsibility and events
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Group Finance
- Financial reporting
- Strategic business and performance analysis
- Risk models and risk analysis
- Investor relations
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Group Credit
- Credit policy and management of counterparty risk
- Development of risk classification models
- Industry and accounting analysis
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Group Risk
- Risk policy
- Analysis and assessment of financial risk
- Optimisation of risk management tools
- Contact with regulatory authorities
- Ratings
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Group Treasury
- Planning and execution of funding
- Liquidity policies and management
- Internal bank and Funds Transfer Pricing (FTP)
- Risk management of balance sheet financial risks (ALM)
- Treasury holdings
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Last updated on 10 May 2011