FI NewsletterFI Newsletter

October 31, 2006

Danske Bank reports a net profit of DKr9,785m for the first nine months of 2006
Danske Bank has today announced its financial results for the first nine months of 2006. You can read the full report in the Investor Relations section.

Highlights are shown below:
  • Better than expected net profit of DKr9,785m, against DKr8,951m for the first nine months of 2005
  • Net profit per share up 10% despite expenses for the integration of Northern Bank and National Irish Bank
  • Income up by 7% to DKr27,435m
  • Stable cost/income ratio of around 52%
  • Net positive entry for credit loss expenses of DKr554m, against a net positive entry of DKr288m during the same period last year
  • Growth in bank lending of 23%
  • The Group is raising its profit guidance for full-year 2006 on the basis of the results for the first nine months of the year. Consequently, the pre-tax profit for 2006 is expected to match the record level in 2005, which included considerable one-off income.

Commenting on the results, chief executive Peter Straarup said, "The result is better than we expected and is driven by a positive trend in the pre-tax profit of our banking activities and Danske Markets. The strong growth in lending in all our markets continues, and I consider the result robust in view of the fluctuations in the financial markets and the substantial resources we’ve put into the migration of IT systems at Northern Bank and National Irish Bank. These factors combined have led us to raise our profit guidance for 2006."

SIBOS 2006
We all had a busy week at SIBOS earlier this month, and it was very nice to meet so many of you there. We look forward to seeing you again next year in Boston, and perhaps even before.
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