At the beginning of 2008, we transferred to SEPA (Single Euro Payments Area).

The common payment area makes trading and transactions easier within the entire euro area because, through SEPA, payments denominated in euro can be paid and received between 31 European countries and in the domestic market using the same terms and standards.

SEPA services will be introduced gradually starting from the beginning of this year and the transition will be completed by the end of 2010.

The ongoing project is estimated to be the largest ever carried out within the payment traffic area. On these pages, you can find information about the progress and impacts of SEPA.

What is SEPA?

Find out more about SEPA and the SEPA services provided to companies by Danske Bank.

Find out more

Which services does SEPA concern?
The introduction of SEPA will mean the use of IBANs and the XML ISO 20022 standard in domestic payments in Finland. Find out more
Take into account
What things should a company take into account when it comes to SEPA in Finland?


Find out more
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