EU capital and stress testsEU capital and stress tests

The European Banking Authority (EBA) included Danske Bank in the group of 71 European Banks that was part of the EU capital exercise in December 2011 and in the group of 90 European banks covered by the July 2011 EU-wide stress testing exercise.

The purpose of the stress test in July 2011 was to assess the resilience of banks in the European Union, whereas the purpose of the capital exercise in December 2011 was to clarify whether there is a need for recapitalisation among European Banks.

Danske Bank passed both the capital and stress tests
Danske Bank passed the July 2011 stress test with flying colours. Even in the adverse scenario the bank’s core tier 1 capital ratio by far exceeds the EBA limit. In the December 2011 capital exercise, Danske Banks core tier 1 capital was 13.8% and thus well above the EBA limit of 9 %.

Danske Bank also did well in the 2010 stress test. Two years in a row, the EBA stress tests have confirmed the Danske Bank Group’s considerable financial strength.

Company announcements and results

2010  2011
Download results in DKK - stress test
Download results in EUR - stress test
Download results - capital test
Download results - stress test
Download EBA macro scenarios

Last updated on 8 December 2011

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What is the EBA?What is the EBA?

The EBA (European Banking Authority) took over the supervision of the European banking sector from the CEBS (Committee of European Banking Supervisors) on 1 January 2011. The national supervisory authorities are members of the EBA. Central banks without supervisory responsibility participate as observers.

The EBA advises EU institutions on political and legislative issues regarding banking supervision and also promotes collaboration and convergence of supervisory practices in the EU through guidelines and recommendations for credit institutions and national authorities.

Visit eba.europa.eu and read more about EBAs' EU capital and stress test

Learn moreLearn more

Internal stress tests
The Danske Bank Group has already conducted stress tests as part of its capital planning. See the description of the internal stress tests in the Group’s risk management report:

  Download Risk Report 2010
External links
Read more on the websites of the Danish FSA, the Danish central bank, and the EBA:

Danish FSA
Danmarks Nationalbank
EBA
Danske Bank A/S, Holmens Kanal 2-12, DK-1092 Cph K, Tel. +45 70 123 456, fax +45 70 121 080, E-mail: danskebank@danskebank.com, CVR-nr. 61 12 62 28, SWIFT: DABADKKK.

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