CRDCRD

CRD stands for Capital Requirements Directive. It is an EU directive regulating the capital adequacy of banks and financial institutions. CRD, which is based on Basel II, replaced the existing rules in 2007. There will be a transition period until 2010.
Many analysts have called the introduction of the CRD one of the most important changes in the banking industry in recent years - more significant than the introduction of IFRS. The CRD is important since it affects two of the most essential drivers of value creation: Capital and Risk management.

Get an overview of some of the CRD-related reports published by different stock brokers.
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OverviewOverview

Tonny Thierry Andersen
Video
Danske bank has released 2 videos in which CFO Tonny T. Andersen explains:
The Danish FSA approval to apply the most advanced internal ratings-based approach (Nov. 2007) 
Fundamentals of the CRD (2006)
 
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What is CRD
This site give you a quick introduction to what CRD change in the banking industry and what impact is have on Danske Bank. 

Read "What is CRD?"
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Why is CRD important
On this site you can read about Danske Banks risk and capital management which is one of Danske Banks core competencies and key factor in providing a stable, high return to shareholders.
Read "Why is CRD important?"
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The three pillars
This part clarifies the three pillars both as an explanation of what the three pillars comprise and how Danske Bank acts toward them.
Read The three Pillars
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Newletters and Quiz
On these sites you can read our newsletters or try the CRD quiz.

Read our newsletters
Try our quiz
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FAQ and Glossary
On this site, we have gathered the most Frequently Asked Questions about CRD and a Glossary.
See the questions and answers in FAQ
Look a word up in the glossary
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External links
On this site, we have gathered useful external links the most Frequently Asked Questions about the Danske Bank Group.

See the external links

Learn moreLearn more

Risk and capital management

Danske Bank publishes an interactive report regarding the Groups's risk and capital management.

See the interactive report for 2006

The capital requirements directive

The capital requirements directive is an EU directive.

Download the directive