Risk managementRisk management

A thorough understanding of risk taking are key elements of the Danske Bank Group’s business strategy. The Group’s ambition is to achieve high standards in risk management.

We put great emphasis in managing and monitoring risk to ensure ongoing compliance with the approved risk limits and regulatory requirements.

For risk assessment we use comprehensive approaches for all significant risk types combined with a holistic approach at Group level.

The Group’s risk and capital management framework is continuously developed and mapped against international guidelines and best-practice recommendations.

Disclosure of risk levels is key to insure credibility and transparency in our relationship with investors, customers, regulatory authorities and the public in general. 

Danske Bank's policies, methodologies, and compliance with the rules are found in our yearly Risk Management report.

You can download a PDF version of Risk Management 2009 below or order a hard copy. Previous versions of the report are available in an online version.

Under Risk Management, you can find a general description of the EU capital requirement directive (CRD) that regulates the capital adequancy of credit institutions.  


Last updated on 4 February 2010
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Other topics under risk managementOther topics under risk management

The EU Capital Requirements Directive
Get a quick introduction to the CRD, its three pillars and key concepts.
Read about the Capital Requirements Directive
External links
We have gathered several links to national regulatory authorities and other sources of information on capital adequacy.
See external links

Learn moreLearn more

Risk Management report

Read or download our report on the Group's risk and capital management policies and practices.

 Download Risk Management 2009 (597 KB)

Financial reports
See all Danske Bank’s financial reports and related materials.

See financial reports
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