Group Credits, along with other head office resource areas, is one element of the Group’s nerve centre. You could say that our job is to create a platform for the Group’s added value growth. We are responsible for managing the Group’s credit risks and ensure best practice in the quantifying, analysing and managing of the Group’s credit risks. We also develop and maintain all of the Group’s lines of credit and credit management tools. The department employs 175 employees who work from offices around Kongens Nytorv in the heart of Copenhagen.